Habitat FAQS

Frequently Asked questions

How Does it work?

• Habitat builds decent and affordable housing with partner homeowners, volunteers from the community, and donated funds and supplies
• Homeowners invest hundreds of sweat equity hours to build their Habitat home, pay a down payment, and are responsible for their monthly affordable mortgages.
• Habitat houses are sold to homeowners for zero profit and financed with affordable loans.
• Homeowners’ monthly mortgage payments are used to build still more Habitat houses.

How are partner homeowners selected?

• All are welcome to apply to become partners with Habitat, regardless of race, religion, age, gender, political views, or any other distinction that too often divides people. In short, Habitat welcomes prospective partners from all backgrounds.
• The homeowner selection committee chooses future homeowners based on need for housing, willingness to become active partners in the program, and ability to repay the loan.

How does habitat work with the government?

• We ask legislators and housing regulators to increase support for affordable homeownership.
• We monitor public policies related to housing, community, and international development.
•  We advocate policy choices that increase access to decent and affordable housing for people around the world.

Why does a house make a difference?

• Provides an opportunity for homeowners to achieve the independence they need to build a better life for themselves and their families.
• Provides stability for families and children.
• Develops dignity and pride.
• Supports health, safety, and security
• Helps to build strong and healthy communities.

How can I help?

• Donate funds to buy building supplies
• Donate in-kind building services to build a house

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